Category: Clarksville Real Estate
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VA Loans: Refinance, Entitlement & Advanced Topics (Questions 81-100)
This guide covers essential questions and topics for VA loan applicants and borrowers.
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FHA Loans Explained: Who Should Use One in Clarksville TN
Learn what FHA financing can do for first time homebuyers and move up homebuyers in the Clarksville Tennessee in Fort Campbell, Kentucky area
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VA Loans: Closing, Occupancy & Interest Rates (Questions 61-80)
Learn the crucial questions VA buyers must address to ensure a smooth homebuying journey. From understanding closing costs and eligibility requirements to exploring financing options and refinancing strategies, this guide will provide you with the knowledge and confidence to make informed decisions. With expert insights from Kate Matties-Deiboldt, a Senior Mortgage Advisor and Branch Manager…
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VA Loans: Property, Appraisal & Funding Fee (Questions 41-60)
If you’re a veteran looking to buy a home, a VA loan can be your best friend. With a VA loan, you can purchase a wide range of properties, from condos to farms, without the hassle of a down payment or private mortgage insurance. Plus, you’ll be able to enjoy a lower interest rate and…
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VA Loans: Down Payment, Credit & Income (Questions 21-40)
Uncover the key questions that can impact your VA loan eligibility, including down payment options, credit score requirements, and income sources. Learn from Kate Matties-Deiboldt, a VA loan expert, to make informed decisions and maximize your loan potential.
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VA Loans: Basics & Eligibility (Questions 1-20)
Discover the power of VA loans, a mortgage guaranteed by the U.S. Department of Veterans Affairs, designed for active-duty service members, veterans, and surviving spouses. With zero-down financing, no monthly mortgage insurance, and a one-time funding fee, VA loans are a smart financial choice for those seeking homeownership at Fort Campbell and across Clarksville.
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Earnest Money, Down Payment, and Closing Costs: A Buyer’s Cheat Sheet for Clarksville TN
Earnest money, down payment, and closing costs explained — comparison table and 5-step budget guide for Clarksville TN homebuyers in 2026.
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Don’t Buy a Car Before Closing — A Clarksville Buyer’s Guide
A new $767/mo car payment can push DTI over the limit and kill your Clarksville TN mortgage approval. Here’s exactly what to avoid before closing.
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Can you reuse your VA Loan Eligibility? YES!
Can You Use a VA Loan More Than Once? Entitlement & Restoration Explained Yes—you can use a VA loan more than once as long as you have enough VA entitlement available (or you restore entitlement from a prior VA loan). That can look like selling a VA-financed home and using VA again, or (in some…
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The Death of the Starter Home? What Today’s Homebuyers Need to Know
Affordable homeownership is a challenge in today’s market, with rising home prices, limited inventory, and higher interest rates making it harder for first-time buyers to find a starter home. However, the definition of a starter home is evolving, with buyers exploring alternative options such as townhomes, condos, and manufactured homes.
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BAH vs. Mortgage Payment: How to Use Your Housing Allowance to buy at Ft Campbell
Discover how to leverage your BAH effectively to secure a mortgage at Fort Campbell. With VA loan advantages and a BAH-to-payment budget method, you can navigate the mortgage process seamlessly. Plan your PCS timing and explore VA-friendly neighborhoods to maximize your savings.
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Down Payment Myths: Why You Probably Don’t Need 20% in Middle Tennessee
A few mortgage loans don’t require ANY down payment, others only need 3.5-5.0%. Just Call Kate today to see which loan programs might work best for you.
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Appraisal Came in Low? Here’s What to Do in Clarksville TN
Appraisal came in low on your Clarksville TN home? 5 options — renegotiate, ROV, bring cash, split the gap, or walk away — with a 7-step plan.
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How Lenders Calculate Income for W-2 Borrowers (Overtime, Bonus, Commission)
Ever wonder how an underwriter calculated your income?
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Renting vs. Buying in Clarksville: The 2026 Break-Even Analysis
Pros and Cons of Renting/Buying a home.
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Down Payment Myths: Why You Probably Don’t Need 20% in Middle Tennessee
You don’t need 20% down to buy a home in most cases. Reach out and Just Call Kate for more information!
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VA Loans 101: A Complete Guide for Fort Campbell Service Members
Here is the 411 on VA loans in the Ft Campbell area.
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The VA Funding Fee Explained (and When It’s Waived)
Fort Campbell PCS and VA loan expert serving Clarksville, Oak Grove & Hopkinsville—helping military families secure VA, FHA and first‑time homebuyer loans. Contact Kate at 931‑980‑9764 or visit www.justcallkate.info. Knowledge is power
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Rate Locks, Buy-Downs & Concessions: Clarksville Buyers
Rate locks, buy-downs, and seller concessions explained for Clarksville TN buyers. Negotiate the best mortgage rate package in 7 steps.
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How Long Until I Can Buy After a Bankruptcy, Foreclosure, or Short Sale?
How long do you have to wait to buy a house after a Bankruptcy or Foreclosure?
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How Lenders Calculate Income for W-2 Borrowers (Overtime, Bonus, Commission)
How Lenders Calculate Income for W-2 Borrowers (Overtime, Bonus, Commission) Mortgage lenders usually start with your W-2 base pay, then add overtime, bonus, and commission only if it’s documented and shown to be stable. In plain English: you don’t “tell” a lender what you make — you prove it with paystubs, W-2s, and verification from…
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Can I Buy a Home if I Just Started a New Job in Clarksville?
New job? Learn the rules for mortgage applications
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Why Your Mortgage Credit Score Is Different From Your Credit Karma Score
Why Credit Karma isn’t exactly your mortgage score…
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Winning Listing Presentation: Clarksville Agent’s Guide
A page-by-page breakdown of the winning listing presentation for Clarksville TN realtors — CMA, pricing, commission transparency, and 7 steps.
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Contract to Close: The Complete 30-Day Timeline for Buyers
What happens between contract and close? Get the full 30-day timeline — appraisal, underwriting, CTC, and closing — for Clarksville TN buyers.
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Should I Pay Off Collections Before Applying for a Mortgage?
Collections may not impact as much as you thought. Especially older ones. Do not pay off a collection before talking to a lender about how it will change your credit.
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Don’t Buy a Car Before Closing — A Clarksville Buyer’s Guide
A new $767/mo car payment can push DTI over the limit and kill your Clarksville TN mortgage approval. Here’s exactly what to avoid before closing.
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Google Business Profile for Realtors: Stop Wasting It
Google Business Profile for realtors is the free tool Clarksville TN agents ignore. Optimize GBP, win the local pack, and generate leads at zero cost.
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The 5 Mortgage Credit Score Killers (and How to Recover Fast)
Credit scores can be changed if you know how the system works.
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What Credit Score Do You Really Need to Buy a Home in Clarksville TN?
Credit is one part of the equation, but the “minimum score” varies by loan program and by individual lender. Know your options!
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Content Repurposing Real Estate Closing: 10 Pieces, One Deal
Turn one real estate closing into 10 pieces of content. Clarksville TN realtors: Reels, carousels, blogs, Pinterest pins, and GBP posts. Full playbook.
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Past-Client Reactivation: 12-Touchpoint Plan for Clarksville Realtors
A copy-paste 12-month touchpoint calendar for Clarksville TN realtors — the surprise, value, and personal touches that put referrals on autopilot.
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Past-Client Reactivation: 12 Touchpoints for Clarksville Realtors
A 12-month, 12-touch reactivation system that generates Clarksville TN realtor, Fort Campbell, and Nashville referrals on autopilot — no ad spend required.
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How to Get 10 Clarksville Clients From Facebook Groups (No Spam)
The spam-free Facebook Group playbook for Clarksville TN realtors — which Groups to join, what to post, and how to convert helpful comments into closings.
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5 Geographic Farming Tactics That Outperform Clarksville Postcards
Five modern farming tactics that beat postcards on cost and conversion for Clarksville TN realtors near Fort Campbell and Montgomery County.
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